Bovan's Auto Services Financing Options

Auto Repair Financing

Are you stressing out about finding a way to pay for an unexpected auto repair, battery replacement or tire replacement etc.? At Bovan's Auto Services, our goal is to take the stress out of dealing with car trouble by providing financing options that give you the ability to buy today and pay over time. With deferred interest, no annual fees, and low payments.

AUTO PASS - STRESS FREE-FINANCING

We have partnered with Auto Pass to provide our customers with a little breathing room when paying for unexpected repairs. Let the Auto Pass Card help you get your vehicle repaired and back on the road when a big repair slows you down. And, take advantage of low monthly payments.

ONE CARD, MANY BENEFITS - 6 MONTHS DEFERRED INTEREST

A CFNA-issued credit card offers:

• Simple application
• Generous limits
• Instant decisions — Most in-store and online credit card decisions are made in 60 seconds or less.
• Competitive interest rates
• Convenient payments
• Promotions and coupons
• Apply online via our secure website.

TERMS AND CONDITIONS FOR CAR REPAIR FINANCING

Find full terms on the AutoPass Program website.

• $149 Minimum purchase required.
• Deferred Interest: If your purchase balance is not paid in full within 6 months or if you make a late payment.
• Minimum Monthly Payments Required. APR: 28.8%. Minimum Finance Charge: $2.00. Terms are subject to change.

Klarna Financing

At Bovan’s Auto Services, we believe financial stress should never delay essential vehicle repairs. That is why we now offer Klarna financing, giving you flexible payment options designed to fit your budget. Klarna allows you to move forward with important repairs right away — without compromising your financial comfort.

Do not let cost delay critical repairs. With Klarna financing at Bovan’s Auto Services, you can take care of your vehicle today and pay over time.

Why We Offer Klarna — Your safety and peace of mind are our priority. By partnering with Klarna, we are making it easier for you to approve recommended repairs, protect your vehicle, and stay confidently on the road.

Simple. Secure. Stress-Free. — Applying for Klarna takes just minutes, with no complicated paperwork. Our service advisors will guide you through the process and answer any questions along the way.

Terms — Clear, transparent payment terms

Payments: Split your repair cost into manageable payment

Affirm Financing

At Bovan’s Auto Services, we are committed to making vehicle maintenance & repair easier and more manageable. That is why we now offer Affirm financing, giving you flexible payment options for your auto repair needs.

Key Advantages of Affirm Financing

• No Late Fees or Penalties: Affirm does not charge late fees and there are no penalties for paying off your loan early.
• Transparent Costs: You see the total cost, including any interest, upfront before committing to a purchase, eliminating surprises.
• Flexible Payment Plans: Offers various options, from 4 interest-free payments (Pay in 4) to longer-term loans (up to 5 years), fitting different budgets and purchase sizes.
• 0% APR Options: Some plans, especially for shorter terms or specific promotions, offer 0% interest, letting you pay for items interest-free.
• $250 minimum purchase required
• Soft Credit Check: Checking eligibility doesn't impact your credit score, making it easy to see what you can afford.

Sunbit Financing

Sunbit was established to enhance access to financing for a broad range of individuals, irrespective of their credit history. The company utilizes an innovative approval process that approves over 90% of applicants without requiring a hard credit check. For those who have encountered difficulties qualifying for conventional financing options, Sunbit may provide a viable alternative.

Key Benefits of Sunbit Financing:

• Instant Approval: Get a decision in seconds with a quick application.
• $250 minimum purchase required
• High Approval Rates: Approves about 90% of applicants, even those with lower credit scores.
• No Hard Credit Check: Uses a soft inquiry, so applying doesn't lower your credit score.
• No Hidden Fees: Transparent pricing with no origination, late, or penalty fees.
• Flexible Plans: Offers various installment plans (3, 6, 12, up to 72 months for some services) to fit your budget.
• Covers Essential Needs: Popular for unexpected auto repairs, dental, vision, and wellness expenses.
• 0% Interest Options: Provides promotional 90-day same-as-cash or interest-free periods for approved users.

CFNA Auto Repair Financing

Need help paying for sudden auto repairs or replacements? Bovan's Auto Services offers financing through Auto Pass, so you can buy now and pay over time with deferred interest, no annual fees, and low payments.

AUTO PASS - STRESS-FREE FINANCING

Partnering with Auto Pass gives customers flexibility for unplanned repairs. Use the Auto Pass Card for quick approval and affordable monthly payments—get your car fixed and back on the road easily.

ONE CARD, MANY BENEFITS – 6 MONTHS DEFERRED INTEREST

A CFNA-issued credit card offers:

• Simple application
• Generous limits
• Quick decisions (usually in under 60 seconds)
• Competitive rates
• Convenient payments
• Promotions and coupons
• Apply online via our secure website.

TERMS AND CONDITIONS FOR CAR REPAIR FINANCING

Find full terms on the AutoPass Program website.

• $149 minimum purchase required
• Deferred interest applies if balance isn’t paid in 6 months or with late payment
• Minimum monthly payments required
• APR: 28.8%; Minimum finance charge: $2.00; Terms may change